Am I Protected Against A Sinking Foundation In Oregon?

Oregon is a beautiful state in the Pacific Southwest. There are homes along the ocean, the mountains, and throughout the vineyards, as well as in major cities such as Portland and Astoria. Whatever it is that you wish to do, you will find it in the state – and it has become a popular destination in recent years.

When you purchase homeowners insurance, it’s important to look at what you are and are not protected against.

A sinking foundation can be one of the worst things. Shifts in the land can cause your foundation to sink – and when this happens, it can crack and lead to various problems within your home. Even your porch can be affected.

Your foundation may be covered within your homeowner’s insurance policy, but it’s not a given. Your policy may already cover against:

– Fire

– Flood

– Theft

However, if you want it to cover a sinking porch or foundation problems, you have to read the fine print. One of our insurance agents in Oregon can walk you through the process of looking at coverage and determine if you have the necessary coverage within your policy – and add the option if you don’t.

By having the needed coverage, you can enjoy peace of mind knowing that your home is always protected. This way, if you experience an issue with your home in Oregon, you simply have to place a call to the homeowner’s insurance company and file a claim. They can then authorize an inspection and help you to make the repairs – without asking for more than a deductible from you.

Contact us today and begin working with an agent. We can obtain multiple quotes for you and ensure you are protected against all that could go wrong to your home.