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If you are in the market to purchase insurance protection for your home, it is important to note that flood protection does not come with your homeowners’ insurance policy. You must purchase a separate flood insurance policy to get the protection you need.
Flood Protection
If you live in or around Astoria, OR, you should know that you have options when it comes to protecting your home with insurance products. In addition to the protection you buy with homeowners’ insurance, you should also purchase flood insurance protection. Flood insurance covers instances and events such as floods caused by plumbing malfunctions and excessive flooding caused by storms. Without flood insurance, you leave your home and valuable at risk. Floods can happen unexpectedly, and if you don’t have the coverage you may stand to lose your home and its contents. In the state of Oregon, some lenders may also require you to have flood insurance depending on the area you live in and certain other factors such as elevation and proximity to bodies of water.
Obtaining Flood Insurance
When purchasing flood insurance, use a company that will help you get the coverage you need and explains all the terms and conditions completely. Linda Dugan Insurance serves Astoria, OR, and looks forward to helping you get the flood insurance protection you need. Call or stop by the office today to get more information on flood insurance and for pricing information.
Floods are one of the biggest hazards that homeowners’ face. It is important to know that homeowners’ insurance does not cover flood incidents. Protect your investment by obtaining flood insurance and give yourself peace of mind.
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