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Many people are attracted to moving to Oregon because of the state’s abundance of natural beauty and fresh air and water. However, with high rates of precipitation in the Pacific Northwest, you should keep in mind the possibility of flooding that could damage your home in Oregon.
There is no reason that the prospect of flooding should cause you any concern, provided that you sign up for insurance to protect your home and possessions.
If you are currently a homeowner here or are thinking of purchasing a home, it’s important to recognize that most homeowners insurance policies do not cover flooding, according to the Federal Emergency Management Agency.
FEMA also notes that homeowners should not count on federal disaster insurance to help them after flooding because floods are typically not designated as national disasters.
If you have determined that your homeowners insurance policy does not provide you with coverage in the event of flooding, you’ll need to arrange for separate coverage as soon as possible.
The easiest and most efficient way to find the best coverage for your home is to use our online comparison tool to get flood insurance quotes. The online tool is faster to use than calling individual insurance companies one at a time or finding out the address to each of their websites and digging around for the information you need.
Even if there have been no reports of floods in your location for quite some time now, the historical record may show that there have been disastrous floods that can recur once again. Instead of hoping for the best, you and your family can get the peace of mind that will come from knowing that you have arranged for sufficient flood insurance with the help of the online price comparison tool.
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