When it comes to driving with a learners permit, there are various rules and stipulations that must be adhered to, with each of them varying from one state to the next. In Oregon, the rules are fairly straightforward, and it is imperative that they be followed at all times. If they are not, this could disqualify a person from obtaining an actual driver’s license on the soonest date possible. In fact, a learners permit can be taken away for a certain period of time, and then the entire process of getting the permit and driver’s license would have to be started all over again.

Driving Restrictions

At all times when driving with a learners permit, you must have a passenger in the car with you that has a valid driver’s license, is at least 21-years-old and is sitting in the seat next to you. This person must have had their license for at least three years as well.

No Use of Mobile Devices

Do keep in mind that at no time are you allowed to use a mobile communication device while driving with a learners permit. Hands-free devices are not allowed either.

Provisional Driver License

Once you have had your learners permit for at least six months, you’ll then be issued another type of learners permit called a provisional license.

Restrictions on Provisional Driver License

You can have as many passengers in the vehicle with you as you want, but one of them has to be at least 21-years-old, and this person must be in the passenger seat next to you.

To fully understand the ins-and-outs of the rules you must follow while driving with any type of learners permit, it’s highly advised to contact one of our professional car insurance agents today.

In the state of Oregon, auto insurance is a necessity according to the state laws. However, just because it is required by law does not mean that you don't have plenty of choice in the coverage you get. Our auto insurance agency is an independent agency because that means we are able to get our customers the biggest range of auto insurance choices available.

We work with companies including Travelers, Humana, Kemper, Foremost, Progressive, Mutual of Omaha, Blue Cross Blue Shield Regence, and many other major insurance providers every day. We can get you fast quotes from multiple providers to aid in your search for the very best car insurance policy at the price you can easily afford.

The two primary insurance products that we offer are car insurance and home insurance, and for those coverage types we offer instant live comparative quotes on our website. We also offer home insurance, health insurance, commercial insurance, life insurance, and special types of coverage like flood insurance as well. You can simply complete the form on our site by choosing which type of coverage you want and entering your zip code. In seconds, you can have quotes from several of the leading local insurance providers right in front of you.

Whether you are in search of auto coverage, homeowners coverage, health insurance, or some other type of insurance in the state of Oregon, the Linda Dugan Insurance Agency is happy to be your go-to resource for local insurance of all types. Please feel free to try out our live comparison quote tool anytime around the clock, or give us a call so we can help you find the coverage that you need!

 

 

Drivers in and around Aberdeen, WA are required by Washington state law to have auto insurance. If you should choose to operate a motor vehicle, whether it is your own or someone else’s, without insurance coverage you could end up having to pay a fine. That fine could cost you several hundred dollars.

The penalty for driving without insurance varies depending upon the city or county that cited you for the offense. The minimum fine is $250, but some cities or counties could increase that fine.

In addition to the minimum fine for the traffic citation, you will be expected to pay court costs and other fines, which can total approximately $200. Overall, the entire cost of driving without insurance is at least $450.

Paying a fine isn’t the only penalty that can result from driving without insurance in Aberdeen, WA. You could potentially lose your license or have it suspended.

When you have been cited for driving without a license, it is considered a traffic infraction and goes on your driving record. A single traffic infraction will not result in a license suspension, but multiple infractions can result in a loss of license for anywhere from 30 days to a year. Traffic infractions that will count towards license suspension include moving violations and speeding tickets.

Don’t find yourself in a situation where you will have to pay a penalty, or worse lose your license, for not having auto insurance. Drivers are only required to have a minimum liability insurance policy to avoid penalties and traffic infractions.

Take a few moments to compare auto insurance quotes online with Linda Dugan Insurance. You will easily be able to find a policy that fits your budget and provides you with protection against a potential fine.

Protecting a vehicle in Kelso, WA requires an insurance policy that is appropriate for your concerns, budget and goals. Since every individual and family has a different goal and requirement, the auto insurance that is best can vary.

Meeting State Standards

Auto insurance is mandatory in Washington and the amount of coverage that is required relates to liability concerns. The state requires that every driver have coverage for property damage and injuries that may occur as a result of an accident.

Since the minimum standards focus on liability risks, it may not always be enough to address personal concerns regarding coverage. A variety of options are available for additional concerns that may not be provided in the basic liability policy.

Collision and Comprehensive

Generally, collision coverage is added to a policy separately. You may or may not need collision coverage, depending on your goals, concerns and the vehicle that you are driving.

Comprehensive coverage does not always include collision protection; instead, it usually protects against damages to a personal vehicle in a covered situation. The situations that are covered may include floods, damage from a storm or fires. It can also protect against criminal activities, such as theft or vandalism.

When personal concerns relate to liability risks, it is also possible to add to the basic coverage. State standards are a minimum requirement, but you can purchase additional liability coverage to protect against high-cost bills and concerns related to accidents that you may cause.

There are several different options available to cover your vehicle and avoid potential concerns that may arise. Recognizing the options that are available can make it easier to select a plan that is appropriate. To learn more about your policy options, contact us to talk to an agent today.