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If you’re going to school in Astoria, whether it’s at a college, university, or even a tech school, you may have the ability to save money on auto insurance. It’s important to know about tips that can lead to big savings.
The first thing you want to do is be the safest driver you can be. Don’t be in a rush to go anywhere because it can lead to speeding tickets. If you have a clean driving record, it will be easier to get the safe driver discounts that are given out by virtually every insurance company licensed to issue policies in Oregon.
Another way to save money is to get good grades. There are many insurance companies that offer a “good student” discount. The grades you have to get to qualify for this can depend on the insurance company. A call to an agent can give you an idea, but generally it is a 3.0 GPA or better. You may get a bigger discount if you make it to the dean’s list.
You may also want to enroll in a defensive driving course. If it has been a few years since you took a driver’s ed course or you have never taken such a course, then the 5 hours you spend in class could add up to your advantage.
Yet another way is to look at how much you are driving on a daily basis. If you have low mileage throughout the week because you live on campus, or at least close by, you can save because you’re considered low risk.
At Linda Dugan Insurance our independent insurance agents can help you to save money on auto insurance. Call today whether you are a student or not and let us find you quotes from top insurance companies in Oregon.
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