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Everyone hopes that no storm will be so severe as to flood one’s home. However, hope is not a plan. Linda Dugan Insurance, serving Astoria, OR would like to give some helpful suggestions to at least mitigate the damage that a flood might cause.
You should check FEMA’s Flood Map Service Center to see how much at risk your neighborhood is for flooding.
You should be on the lookout for flooding threats, such as heavy storms, paying attention to media reports.
Check the elevation of your house from the street level. If you have the funds, consider elevating your home higher. Even an extra foot or two may make all the difference. Raise your electrical outlets higher from the floor. Apply sealants to parts of the house that might admit water, such as windows and doors. Make sure that your gutters and drains are clear of leaves and other obstructions so that water can flow through them freely.
Place all important documents in a waterproof container, and place the container in a secure part of the house.
If a flood is imminent, move valuables, especially electronics such as computers and televisions, to higher levels of the house. Unplug everything to avoid shorts and possible fire hazards. If floodwaters are about to enter the house, turn off the electricity at the breaker. Consider using sandbags to block the entry of floodwaters.
And, finally, make sure that your flood insurance is current. Remember, your regular home insurance does not cover damage from flooding. Flood damage can cost thousands of dollars to repair.
For more answers to questions concerning flooding and flood insurance feel free to contact Linda Dugan Insurance, serving Astoria, OR.
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