Do You Really Know What You Are Covered For?

When you purchase a home you are required to also purchase homeowners insurance. This policy gives you the security to know that you will be taken care of if a disaster befalls your home. It will cover most damages that you wouldn’t be able to pay for out of pocket. All of our agents serving Astoria, OR through Linda Dugan Insurance work hard to make sure you have coverage for all your needs. One thing they often encounter is a customer base that may not realize that this blanket policy they purchase for their home may have add on and optional coverages that they should consider. We want you to have the best policy you can so we want you to know when you may not be getting what you think you are from homeowners insurance.

Did you know that flood insurance is usually an add on policy? In the event of a flood you may not be covered for damages unless you have elected to add flood coverage to your plan.

A flood can be devastating and can cause thousands of dollars in damage. In the blink of an eye your home could be filled with the rising waters leaving you with nothing you can do to stop it. Once the waters recede you are left with a mess to the physical structure of your home but also to your emotional state. Seeing the place you live and possibly raise a family being destroyed is devastating. Adding financial strife to this struggle would be utterly life changing.

Don’t be caught in this mess. Call our agents today and find out just what your policy covers. Find out if you have any gaps that need to be filled and we would be more than happy to help you build the perfect plan. Covering you the best we can is a job we love doing.