Month: March 2025

Does Commercial Auto Insurance Cover Items Transported in Company Vehicles?

Posted on by AgentInsure

Commercial auto insurance can offer a great deal of protection if one of your company’s vehicles is involved in an accident. However, even a comprehensive insurance policy won’t cover any items you’re transporting in your vehicle. If you regularly transport items as part of your line of work, you’ll want to get inland marine insurance coverage to ensure these items are fully covered. There are multiple policy types to pick from, allowing Astoria, OR business owners to find the best coverage for their company.

Contractor’s Equipment Insurance

This type of insurance is for any contractor who transports valuable tools, equipment, and machinery to and from job sites. It can cover loss, damage, and theft while items are in transit and at a job site.

Bailee Insurance

Bailee insurance is designed for service companies transporting valuable customer property from one location to another. It can provide coverage if a customer’s property is lost, damaged, or stolen while in transit. Firms that may want to consider bailee insurance include dry cleaners, movers, and computer repair services.

Insurance for Valuable Items

Museums, art dealers, and collectors who are transporting valuable artwork or exhibits may want to purchase exhibition and fine art coverage before moving valuable items. Jewelers who need to transport precious metals, jewels, and jewelry to and from storage or who deliver items to customers should purchase jewelry block insurance.

Contact Linda Dugan Insurance for More Information

Linda Dugan Insurance offers a range of commercial insurance policies for Astoria, OR business owners in all industries. Our team can also provide expert advice to help you pick the policy that best meets your needs. Call us today for more information or to get price quotes.

Life Insurance: Because We Never Stop Caring

Posted on by AgentInsure

Life insurance is unique for many reasons, such as offering the option to borrow against policies that hold cash value (e.g., whole, universal, etc.). It also inevitably leads to thoughts of our last days and the real reason we get life insurance—to support those we love and care about. These are also a few reasons why people in the Astoria, OR, area turn to the experienced and professional team at Linda Dugan Insurance for all their questions and concerns about life insurance.

Life Insurance: A Testament to Our Care

Yes, some policies provide the ability to borrow against them. Yes, life insurance is the most common way people handle end-of-life expenses. Yet, the real benefits of all life insurance policies are not realized until we breathe our last. That also means that the reality of it is that life insurance is less about us and more about them.

Life insurance helps with burial and funeral expenses. It can help cover any remaining debts or obligations we leave behind. However, it isn’t like any of these issues will concern us once we pass, but it will have an impact on those who care about us. With life insurance, we can remove the stress and financial burdens that can come when someone passes away and even leave something for them too. Yes, life insurance is unique in many ways, but most of all, it is unique because it isn’t about you.

Life Insurance Solutions in Astoria, OR

We can assist if you live in the Astoria, OR area and have questions or want to learn more about life insurance. Contact us to learn more and schedule an appointment with our friendly and professional team at Linda Dugan Insurance today for all your life insurance needs.