Owning a business can sometimes require a substantial investment in tools and equipment. If you have a lot invested in your company’s assets it only makes sense to have adequate protection in the event that they are lost, stolen, or damaged. There are many different commercial insurance policy options, and when you sit down with the team at Linda Dugan Insurance we can work with you to get the protection that your Astoria, OR area business requires.

Correct coverage for your commercial equipment

Owning a lot of equipment is part of operating a lot of different types of companies, and some of the inventory that you have maybe specialized and custom-made. Even with equipment that is not specialized, if it is necessary for your workflow, its value can be immeasurable to the health of your business.  Commercial equipment valuations can differ from other property calculations because adjustments must be made to consider the value of lost production in the event that they become inoperable due to a covered event.

There are many different nuances that must be taken into consideration when choosing your policy, and it makes sense to work with an agent who understands this reality. Don’t overlook how important this coverage can be until it’s too late. Imagine if the impact to your bottom line if there is an event that takes your equipment offline for days or even weeks at a time! Protect your equipment and your bottom line with the right insurance.

Your commercial equipment requires an insurance policy that takes its value into account while making allowances for depreciation. Linda Dugan Insurance is here to help you protect your Astoria, OR business. Call or stop by today to review the options that are available to protect your business equipment.

Ensuring that you are properly covered by insurance is very important. For those that are in the Astoria, OR area, one important type of insurance to consider is life insurance. There are several important reasons why someone would benefit from having life insurance and should consider getting a quality policy. 

Peace of Mind

One of the main reasons why all people should get life insurance is that it can provide you with peace of mind. When you have people that you care for, you will want to make sure that they are taken care of. This is especially important if you have people that depend on you. Even if you don’t have dependents, having some insurance to cover your debts and other obligations after you pass away would be very helpful to those that are in your life. 

Form of Investment

Another reason why you should consider getting life insurance is that it can be a great form of investment for consumers. Today, whole life insurance is a popular option as it will provide you with life insurance benefits as well as the ability to build some liquid assets. Whole life insurance products can provide you with attractive rates given the low-risk investment they provide to those who open up an account. 

For people in the Astoria, OR area, now is the best time to start shopping for life insurance. If you have any questions about your life insurance options, you should contact the team at Linda Dugan Insurance. The professionals at Linda Dugan Insurance could help you to learn more about the different life insurance options that you have. They can also help you figure out what level of coverage you should get to make sure you are properly covered.