Month: December 2015

Prepare for Pipes That May Break In Winter

Posted on by AgentInsure

When Americans move from warmer, more southern locations to colder, more northern locations, they experience new stuff that happens because of the cold. Sometimes cars do not start – If the car battery is too cold, it does not even make enough of an electrical charge to create a spark in the spark plugs that is necessary to fire up the engine.

Water pipes burst – Water expands when cooled down to the temperature that forms ice. This is surprising for those that move from Florida to Oregon. When the water in the house pipes freezes, it sometimes breaks the pipes in the walls. The water stops flowing, at first, and then when the temperature warms up a bit, the house is flooded from water escaping from broken pipes in the walls.

In heavy winter snowstorm, there may be such strong snowfall that blocks the exit so it is not even possible to leave the house. Then what do you do?

A superb insurance agent like Linda Dugan Insurance helps new arrivals to Oregon, with great advice on how to deal with the colder temperatures. Home insurance is available to protect from unexpected damage, but with a little common sense advice that comes from Linda, new residents to Oregon can find ways to lessen any damage from the colder temperatures that they may not be used to experiencing.

Extra Protection is Necessary in Oregon

Please consult with Linda for insurance for RVs, snowmobiles, boats, golf carts, and any of your other insurance needs for home, life, healthcare, or property protection.

She is an expert in living a happy lifestyle in Oregon. She provides the protection her clients need, especially if they are not familiar with the specific problems that come from the cold weather and the major disasters that may come from pipes breaking.

Linda is an Independent Insurance Agent that is highly trusted for her expertise and confident in helping families avoid serious financial calamities.

Why Go Independent with Insurance?

Posted on by AgentInsure

Is opting for an independent insurance agency the best way to? It may be one of the best ways to go about finding insurance for any and all of your needs. First of all, by using a local company, you can be sure that you are also helping your states’ economy. How is that? That is because when you choose a locally owned and operated insurance agency, they are not part of a franchise or a sector of a major insurance industry. By taking part and being a customer of this type of insurance agency, you will be able to provide income that will in turn, go back into your local community. This creates an overall balance for your town.

Those companies that are locally owned, no matter where you may live are best to choose for personal convenience. These types of agencies operate on a much smaller scale. Therefore, when you have a question, your agent will be able to answer you much more quickly since you are dealing with a local company that is all around more personable.

Another very important fact of choosing an independent agency is that your insurance agent will not only know the ins and outs of insurance, but they will specifically know the policies that are unique to your state. Insurance companies such as Linda Dugan Insurance, is a great place where you will find, local, independent as well as personable guidance.  This alone is a great help since many times it is hard to deal with various insurance agencies that may be located in various places.

By choosing to work with an independent insurance company, you will be able to have any insurance needs that you may have, processed faster and much more coherent with your state.